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2 MINUTE MORTGAGE ADVICE YOU SHOULD FOLLOW

 

WHAT PAPER WORK IS NEEDED?

To apply for a new mortgage or refinance, you will need to provide the following documentation. The lender will request a copy of your credit report from a credit agency and will verify the information provided in your loan application.

Be prepared to provide the lender with the following:

  • Social Security numbers for all borrowers
  • Copies of checking and savings accounts statements for the past 2 months
  • Evidence of other assets such as stocks, bonds, or 401k
  • Recent paycheck stubs
  • W-2 forms or income tax returns for the past two years
  • The name and address of your employer
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner’s association information (if applicable)

ADDITIONAL VIDEOS > 7 Steps To Home Buying > http://deannamorgan.benchmark.us/home-buying-process/

TITLE AND CLOSING 

 Definitions of Closing Costs/Terms >

       HAVE QUESTION?

     

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 Information provided by: First American title > http://www.firstam.com/title/tx/resources/definitions-of-closing-costs-terms.html 

Bench Mark Lending > http://deannamorgan.benchmark.us/

 

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